At Superior Credit Management Ltd, we believe you shouldn’t have to risk good money to chase bad debt. That is why we operate on a strict No Success = No Commission fee structure across our commercial and trade debt collection services in Auckland and nationwide.

If we don’t recover your money, you don’t pay our recovery commission. It is that simple.

Highly Competitive Rates Built for Local Business Cash Flow

Our collection commission rates for accounts under 12 months old are among the most competitive in the New Zealand marketplace. Because prompt action yields the highest recovery success, we keep our fee rates low to encourage Auckland business owners and trade suppliers to escalate overdue accounts early before they turn into write-offs.

• Debts Under 12 Months Old: Industry-leading low commission rates charged only upon successful collection.

• Debts Over 12 Months & Complex Claims: Flexible, negotiated rates tailored to the age of the account and effort required.

• Zero Membership or Hidden Subscription Fees: Unlike traditional corporate collection agencies, we never charge annual sign-up fees or retainers.

Can Your Debtor Pay Our Recovery Fees?

In many cases, yes. Under New Zealand contract law, if your business operates with properly drafted Terms of Trade or Credit Application agreements specifying that default recovery costs are payable by the client, we add our collection fee directly to the debtor’s balance.

This means our debt recovery service can cost your business $0, effectively transferring the financial burden of non-payment back to the party responsible.